Sam’s 125,000 futures — well, 1,500 of them, right here
Sam is synthetic: 31, software engineer in Austin, $145k, H-1B with a 60-day clock, $38k liquid, a concentrated tech portfolio. Everything below is computed in your browser right now by the same engine the product runs — fewer paths, one parameter draw, honestly labeled. Poke it.
What you just ran
A correlated, fat-tailed Monte Carlo over Sam’s whole financial life: market shocks across nine factors, job-loss and re-employment dynamics, health shocks, and the H-1B relocation clock. The product runs the same engine at 5,000 paths across 25 parameter draws on our workers — and watches it weekly. The methodology page explains the principles; backtesting shows whether our numbers hold up.