Your salary, your savings, and your right to stay in the country can collapse together — driven by one factor. Quell runs the correlated math and gives you honest odds, with the uncertainty made visible.
Free tier · no credit card · first reading in 5 minutes
A real crisis isn't just a bad market. It's a layoff at the moment your equity vests worthless — while your visa is job-conditional. Three risks, one factor, all firing at once. Your spreadsheet can't see that.
Two views, always together. Decomposition tells you which factor owns the tail. The oracle tells you what moves it — computed from the engine, never from a model.
Quell grew from a single dashboard into a place that keeps watch. Every number on every surface is engine-computed and carries its band — nothing is invented to fill a screen.
Your number with its band — and what changed since last month. The preview lands in seconds; the full 25-draw reading tightens the band as it completes. A sensitivity tornado shows which input moves your risk most.
Describe any worry in plain words — a layoff, a sabbatical, a move abroad, a market crash. Quell turns it into a modeled scenario, runs it under common random numbers, and shows your number before → after. Save a concern and it re-measures every reading.
The moves that actually cut your risk, ranked by reduction per dollar, optimized to your budget. Turn one into a Commitment and Quell measures your real progress against plan, month over month.
An agent that watches your employer, your sector and the macro for you. When something material moves your risk it raises an alert with real before → after numbers, investigates on demand, and writes a monthly “Your Month in Risk” review. Quiet weeks show a quiet log — silence is diligence, not absence.
Your whole financial life, encrypted at rest — accounts, equity, debt, visa, health, family, even read-only crypto wallets. Import a CSV or PDF statement and confirm what to keep. See exactly what the engine sees before it runs.
A short conversation — or a CSV / PDF import. We model salary, equity, savings, debt, visa, health and family, not just a brokerage balance.
Regime-switching, fat-tailed, fully correlated — across 25 independent uncertainty draws. Your salary, your RSUs and your visa all load on the same factor, and the engine prices that in.
Every figure comes with a 90% band. Wide means thin data — we tell you what we don’t know. Then we rank the actions that move the needle most, and watch them for you.
Quell never hands you false precision. Each estimate shows its 90% interval and its median. When the evidence is thin, the band is wide — and that honesty is the whole point.
The free reading is complete and real. We don't hide the bands or the levers to upsell you.
Free to start. Real math. Honest bands. No guessing.